A DSCR (Debt Service Coverage Ratio) loan is a type of mortgage designed for real estate investors. Instead of relying on your personal income, approval is based on the property’s rental income compared to its expenses.

DSCR loans are ideal for investors, including those who are self-employed, have multiple properties, or don’t want to use traditional income documentation. If your property generates enough rental income to cover the mortgage, you may qualify.

No. With a DSCR loan, your eligibility is primarily based on the property’s income potential, not your personal income documents like W-2s or tax returns.

You can use DSCR loans to finance single-family homes, multi-family properties, short-term rentals like Airbnb, or even mixed-use properties, depending on the lender’s guidelines.

Yes. Many DSCR loan programs are available for foreign nationals who want to invest in U.S. real estate, making it easier for international buyers to grow their portfolios.

At DSCR Financing, we provide expert guidance, flexible mortgage options, and tailored loan programs to help investors succeed. Our goal is to make the process simple and stress-free so you can focus on building wealth through real estate.