DSCR Loans
For Real Estate
Investors

"Patrick Penner at Coast2Coast Mortgage Lending made the DSCR loan process smooth, fast, and stress-free from start to finish. Communication was excellent the entire time, and Patrick was always available to answer questions and keep everything moving quickly. What I appreciated most was how knowledgeable he was with investor loans and how easy he made the process compared to other lenders. We closed fast, the terms were solid, and there were no surprises. If you're looking for someone reliable for a DSCR loan, investment property financing, or refinancing, I highly recommend Patrick and his team."

"Working with Patrick has allowed leaps forward in our investing journey that we didn't even know were possible. After talking to multiple brokers, he was able to help us finance a rental property purchase a full point lower than anyone else was able to offer. On our second deal, we didn't even think we'd qualify at all — we'd optimized our tax returns to show low income, but he had options. A few months later when the right deal came along, we got it closed. Nobody else has been able to offer such tailored loan types to fit our specific needs. He truly seems to care about getting the right product for the right situation."

"Patrick is one of the most knowledgeable LOs in the business when it comes to DSCR. He goes above and beyond for his clients to make sure all deadlines and terms are met. He's definitely one to have in your corner and working on your deal."

"We did our first DSCR loan with Patrick. Mind blown! We didn't know what was possible until we spoke with him. He asks really great questions about your goals and helps you understand your options so you can make the best decision. My husband spoke to 7+ different brokers and loan officers and no one compared to Patrick in depth of knowledge. Patrick really knows the investor and nonQM space. I'm still blown away that we were able to buy our primary even though we looked bad on paper. Now we're house hacking our 3rd property here in Boise. I'm grateful to have met Patrick — every conversation is filled with so much learning."

"As a self-employed business owner, the investment home buying process has honestly been one of the most frustrating experiences I've dealt with — until now. I had heard of DSCR loans before, but no one had ever clearly explained how they work or how beneficial they could be. Patrick completely changed that. He took the time to walk me through every detail in a way that actually made sense, and from there, the entire process felt incredibly smooth and straightforward. What could have been stressful ended up being seamless. If you're considering purchasing an investment property, I highly recommend reaching out to Patrick."